A car accident claim is filled with unnecessary complications, but there are some aspects that one might overlook, which can cost them a lot in terms of money. Following are the pointers you need to look after very cautiously.
Your Report to the insurance company is late
As soon as the accident takes place, one of the first things that should be done is notify the insurance company, which often is one of the most ignored. If there isn’t a timely report of the incident, complications during the claim process may arise, and your entire claim may very well end up getting denied. A bulk of insurance requires timely checking of claims and therefore, should be done as soon as possible.
Not Taking Notes About At the Scene
Notes and documents created during an accident can strengthen your claim. While people do often make an attempt to document the accident scene, many forget to take important photos of the damage that occurred to the vehicle and the visible injuries to the individuals involved. Photos along with witness statements and a police report are some of the pieces of evidence one could use to prove basic fault and damages to support a claim. A New York City car accident lawyer will help to gather evidence that will help to strengthen your case.
Taking the Blame and Speaking to an Adjuster on the Other Driver’s Insurance Side
Don’t accept blame or provide any information or statements that can be used against you. Insurance providers will attempt to use anything spoken to minimize or refuse the claim. When dealing with the other driver’s insurer, make sure to only talk about the issue at hand.
Agreeing to the Initial Settlement Attempt
It may be tempting to quickly accept the first settlement offer put on the table by the insurance company. However, it often comes with a lower settlement offer than what you deserve. Accepting this offer without first consulting a New York car accident lawyer will likely mean not covering medical costs, losses in income, or the long-term impacts of the accident.
Not receiving Medical Care
Nevertheless, it is essential to visit a doctor right after the incident, even if you think you are in a perfectly healthy state. It is possible to experience certain injuries, such as whiplash or other forms of internal injury, and not show signs right away. Failure to visit a medical professional can cause harm to your claim while leaving you with unsolved injuries in the end.
Avoiding these stumbles will assist you in obtaining the claims process that is both smoother and more efficient in getting the compensation you deserve.